Senior Risk Analyst

Senior Risk Analyst

**Pending Board Approval in September with a start date on/after October 1st.**

Section 1 – Position Summary

The Senior Risk Analyst coordinates the different non-health care insurance policies for the District, including the annual updates, annual renewals, and mid-year premium adjustments of multi-year coverages. Forecasts budgets for annual premiums, recommends the addition and deletion of vehicles and property to the policies, coordinates special coverages, schedules and coordinates property appraisals, appraisal audits and loss control inspections conducted by insurance underwriters. The Senior Risk Analyst coordinates periodic inspections conducted by TWCA Risk Management Fund and reviews and updates TWCA Risk Management Fund record-keeping requirements. Conducts trend analyses of hazards identified through routine inspections and incident investigations and performs monthly updates and quarterly incident rate computations. Conducts TCEQ required annual safety audits of incidents and coordinates required security audits.

Section 2 – Major Responsibilities

1. Administration – Risk Management
• Attends meetings with department officials.
• Gathers statistics, loss histories, and hazard and loss exposure information. Tracks and measures key performance indicators to assess overall operating division performance and risk management.
• Prepares Risk Management reports based on program analysis, such as combine loss ratio trends, case management cost and time trends, injury analyses reports, property appraisal status reports, etc.
• Coordinates contracted services, such as property appraisal services and brokerage services.
• Schedules insurance valuations of property, land, and machinery.
• Timely prepares insurance and retention budgets and any cost allocations to departments.
• Conducts briefings or training sessions for departments to update them on changes to District policies or incident reporting procedures.
2. Insurance and Financial Services
• Researches and recommends insurance representatives and companies for claim and loss control.
• Coordinates the update of insurance policies.
• Ensures appropriate levels of insurance for procurement contracts.
• Coordinates all meetings with insurance representatives and carriers.
• Responsible for daily administration of insurance programs.
• Oversees insurance accounts for retention, deductibles, and uninsured exposures.
• Monitors payments of claims, expenses and awards and reviews reserve estimates.
3. Loss Control
• Interfaces with personnel to coordinate property loss prevention and safety activities.
• Reviews vehicle and operator fleet safety programs.
• Participates in pre-emergency planning, prevention, and preparedness meetings.
4. Property Claims Management
• Develops claim information and responsive accounting system.
• Monitors loss reporting and record keeping systems.
• Conducts/coordinates internal claims investigations.
• Reviews loss reserves and open claims.
• Monitors claim adjustment, follow-up, settlement, and documentation by appropriate service provider.

Section 3 – Knowledge, Skills & Abilities

1. Knowledgeable of risk and safety management planning, policy, procedures, principles, practices, and mitigating techniques.
2. Knowledge in risk analysis, loss control, employee injury services, workplace safety, or emergency management program development.
3. Knowledge of applicable Federal, State, and local laws, rules, and regulations.
4. Skill in preparing and maintaining records and reports.
5. Skill in oral and written communication, including presentations.
6. Ability to prioritize and manage multiple projects.
7. Ability to handle competing priorities simultaneously.
8. Knowledge of risk management related to government administration.
9. Knowledge of workers' compensation legislation and practices.
10. Knowledge of liability policies and procedures.
11. Ability to analyze and review insurance and other claims.
12. Experience negotiating claims settlements.
13. Establishing and maintaining effective working relationships.
14. Demonstrated ability to recognize unsafe conditions and to determine the necessary corrective actions.
15. Demonstrated strong interpersonal skills and ability to communicate effectively and clearly, both verbally and in writing.
16. Demonstrated ability to organize, coordinate and supervise support staff, including contractors.
17. Demonstrated ability to prepare written reports containing recommendations for the expansion, improvement, and modification of buildings and equipment.

Section 4 – Education and Experience

1. Bachelor’s degree in business or public administration or related field such as accounting, finance, risk management or insurance, or the equivalent experience.
2. Five (5) years of increasing responsibility in all aspects of risk management including safety and loss prevention, insurance administration, property/casualty claims and risk assessments.

Section 5 – Environmental Factors, Activity Levels and Equipment

The position involves sitting (up to 6 hours per day), frequent standing, frequent walking, light lifting (up to 50 lbs.), light carrying, frequent bending and reaching, keyboarding, and telephone operation.

Position requires 24-hour callback in cases of emergency.

The duties and responsibilities are performed both indoors and outdoors. Moderate to heavy exposure to dirt, dust, pollen, odors, wetness, humidity, biological hazards, rain, temperature and noise extremes, hazardous materials and chemicals, machinery, moving mechanical parts, vibrations, electric currents, traffic hazards, and water hazards are common. Performs and reviews work at locations that involve hazardous environments requiring the physical ability to wear and work using personal protective equipment (PPE) that meet or exceed guidelines such as established by OSHA which may result in some physical discomfort due to temperature, dust, odors, chemicals and noise. The position may require work in confined spaces, on ladders and rooftops, and in adverse weather conditions with appropriate training. The physical demands and work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

• Performs functions requiring manual dexterity and precision movements, continuous or repetitive arm and hand movements, grasping movements, and occasional forceful exertion.
• Perceive/discriminate colors or shades of colors, sounds, odor, depth and visual cues or signals.
• Possess visual and muscular dexterity to operate a motor vehicle, equipment, hand tools and a computer.