Mortgage Loan Underwriter

Mortgage Underwriter

Prefer Position to be in office in Meridian ID, but ALL qualified candidates will be considered

DE Required. SAR Preferred

Essential Duties and Responsibilities:

Underwrite mortgage loans that adhere to various agency underwriting policy and procedures. Additionally, responsible to answer questions and assist with problem solving with loan officers and processors, respond to both internal and external QC audit findings in a timely and proficient manner. Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis.

Duties/Responsibilities:

• · Adhere to various agency underwriting policy and procedures
• · Answer questions and assist with problem solving with loan officers and processors
• · Respond to both internal and external QC audit findings in a timely and proficient manner
• · Responsible for providing efficient, timely, consistent, accurate quality loan decisions on a daily basis

Required Skills/Abilities:

• · Three years’ underwriting experience
• - FHA/Conventional Mandatory
• o VA/USDA highly preferred
• o Multi state highly preferred
• · Ability to effectively communicate both verbal and written
• · Capable of working under pressure and meeting strict deadlines on a consistent basis
• · Strong mathematical aptitude
• · Ability to calculate income via W-2/Tax Returns
• · Adept at analyzing issues and determining best approach for solution
• · General experience and understanding of the following products:
• o Byte Loan Origination Software
• o Microsoft Word, Excel, and Outlook
• o Internet Navigation
• · Strong Interpersonal and customer service skills
• · Ability to work with a diverse client base (Loan Originators, processors etc)
• · Detail Oriented
• · Adept at working in a high volume, fast paced environment

Compensation:

Compensation to commensurate with experience