Lending Assistant I - Clear Lake

The position of Lending Assistant II is responsible for providing administrative support to the Senior Loan Officer and other Loan Officers.  Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Gathers data and prepares a variety of monthly, quarterly and annual reports for Senior Loan Officer; prepares loan projection, and other various reports; ensures reports are prepared with accuracy, completeness, and on schedule.

• Performs required administrative duties; composes and proofreads correspondence for Sr. Loan Officer; sets up and maintains files; maintains calendar for Sr. Loan Officer; acts as a receptionist by answering and directing telephone calls; attends meetings and sorts, screens and distributes mail.

• Collects loan files for internal staff members.

• Maintains office supplies for work area; prepares documentation and orders supplies and forms; refers problems to appropriate individuals; and ensures answers or information is received by inquiring party.

• Sets up and maintains a variety of central files including those relating to appraisals, title companies, and other loan services utilized by the Bank.

• May conduct account research to update customer’s complete banking relationship.

• Processes various loan reports and callbacks.

• Performs official notary duties.

• Composes, prepares and issues correspondence such as internal memorandums and letters to customers or contractors.

• Performs routine clerical duties including, but not limited to: filing, faxing, and copying.

SECONDARY DUTIES

The position of Lending Assistant II performs duties specific to the position Will perform other functions as assigned.

ENVIRONMENT AND PHYSICAL ACTIVITY

The incumbent is in a non-confined office-type setting in which he or she is free to move about at will.

The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 25 pounds), carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling and reaching. The incumbent for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, adding machine (calculator), personal computer and related printers. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

MINIMUM REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.  The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner.  Individual abilities may result in some deviation from these guidelines.

• Associate’s degree (AA) or equivalent from an accredited college or technical school; or 2 years of related experience and/or training; or the equivalent combination of education and experience.  Work related experience should consist of administrative duties with a financial institution background.   Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.

• Minimum of 2 to 5 years working experience as a Lending Assistant.

• Intermediate level of work experience, knowledge and training in all loan servicing activities and terminology.

• Intermediate knowledge of related state and federal banking compliance regulations, and other Bank lending policies.

• Courteous social skills to welcome visitors in a business environment.

• Intermediate skills in personal computer operation; word processing, spreadsheet and lending software programs. 

• Intermediate typing skills to meet production needs of the position.

• Testing required:  

o CBST (Criteria Basic Skills Test)  

o CCAT Criteria Cognitive Aptitude Test

o Microsoft Office Skills Tests (Excel, Outlook, PowerPoint, Word)

• Intermediate  math  skills;  calculate  interest,  commissions,  proportions,  and  percentages;  balance  accounts;  add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.

• Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees.

• Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.

• Effective organizational and time management skills.

• Ability to work with minimal supervision while performing duties.