Community Banking Dallas - North - Lending Assistant II
Job Summary:
The Lending Assistant II will support Veritex Community Bank’s relationship banking culture through exceptional customer service and superior product knowledge. This role provides administrative support to the line of business Portfolio Manager (PM), Client Manager (CM) and Relationship Manager (RM) including closing loans, preparing loan worksheets, collecting, and ordering necessary documents such as flood certificates, title work, appraisals, etc. depending on line of business requirements. The Lending Assistant II is the primary point of contact for customer service and supports the RM and CM (and/or team of) in relationship management.
Responsibilities and Duties:
- Work directly with borrowers to collect all information necessary for loan processing (CIP information, entity documents, OFAC, etc.).
- Request 3rd party reports and disclosures as required by federal and Bank policy (title work, flood searches, UCC searches, environmental reports, etc.) and review for accuracy and completeness.
- Submit underwriting requests, review approval to ensure terms are correct and obtain appropriate levels of approval.
- Request loan documents, verify the accuracy of loan documentation by checking the collateral description, interest rate, maturity date, closing dates, etc.
- Schedule and facilitate loan closing with borrower, attorney, and Title Company.
- Ensure Regulatory documents are collected as appropriate (AML policies, Risk Assessments, etc.).
- Monitor Loan Exception reports and submit proper documentation to clear exceptions prior to month end and quarter end deadlines.
- Ability to notarize legal documentation.
- Work with Loan Operations Funding Department to close, fund and book the loan.
- Gather and track original loan documents and send to Loan Operations department.
- Partner with Community Banking Centers and Corporate Deposit Specialists on the following: account opening, stop payments, transfers, account fee waivers, check order, outgoing wires, and EDD requests.
- Submit approved documentation for all loan advances to Loan Operations Advance Department.
- Request 3rd party reports for construction advance requests (AECC Report and Down Date Endorsement from Title Co, etc.)
- Monitor past due report and notify clients listed on the report. Continued follow-up with clients if necessary.
Prepare necessary reports for RM/CM; including but not limited to past due loan payments, overdrawn accounts, and NSF’s. Consistently follow bank policies and procedures.Ability to review and approve NSF items per delegated authority.Work directly with clients to request ongoing documentation required for covenant monitoring (financial statements, borrowing base certificates, A/R, A/P, inventory reports, tax returns, financial statements, etc.).Performs other duties and responsibilities as assigned or required based on business need.
Job Skills and Qualifications:
- High School Diploma or GED required. Some college strongly preferred.
- Minimum of 3-5 years of Commercial Banking or Lending Assistant experience preferred.
- Moderate knowledge of HMDA, ECOA, TRID and other relevant lending regulations.
- Moderate level of knowledge and understanding of loan documentation.
- Ability to learn quickly in a client-facing environment.
- Must be detail oriented with excellent organizational skills.
- Ability to multi-task and meet deadlines.
- Effective verbal and written communication skills and ability to interact with all levels of personnel.
Company Overview:
Truth in Texas Banking. That’s what we’re about. Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas. We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune’s 100 Fastest Growing Companies. Headquartered in Dallas, Texas, we’ve built a bank forever rooted in truth, transparency, and uncompromising integrity.
We know our strongest asset is the passion, authenticity, and talent of our people. We focus on the growth and development of each team member to unlock potential to “Be Your True Self.” Our “True You” culture is made up of five pillars:
- Be Mindful
- Be Healthy
- Be Better
- Be Prosperous
- Be Faithful
With this as our foundation, we’ve built a bank of people who are transparent, tell the truth, and act with integrity. We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect. Visit our website at www.VeritexBank.com and come see how we’re bringing truth and transparency to Texas banking.
Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies. Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement. In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank.
If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at Recruiting@VeritexBank.com.
Work environment and Physical demands: The employee may occasionally lift and/or move up to 25 pounds. The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl. The work environment and physical demands are those of a standard office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Disclaimer: This job description is not an inclusive list of all duties and responsibilities of the position. Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs.
This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Veritex Community Bank is an equal opportunity employer. Veritex Community Bank Corporate Human Resources, Dallas, Texas.
We are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances. The information collected by this application is solely to determine suitability for employment, verify identity and maintain employment statistics on applicants.
Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on the Company. Please inform the Company’s personnel representative if you need assistance completing any forms or to otherwise participate in the application process.
Other details
- Pay Type Hourly
- 1518 Legacy Dr, Frisco, TX 75034, USA