Loan Origination Specialist

Washington Trust has an exciting opportunity for a Loan Origination Specialist to join the Retail Mortgage Lending division.  The Loan Origination Specialist provides support to one or more Mortgage Originators in servicing their mortgage loan customers.  This position is an excellent opportunity for someone with exposure to lending who is looking to develop a career in mortgage sales or services.  A passion for providing excellent customer service and follow through is essential for the successful candidate. 

PRIMARY RESPONSIBILITIES:

1. Disclose and monitor loans to be sure all loans stay in compliance.
2. Set up mortgage loan files in origination system (Encompass).
3. Work proactively with loan officer by reaching out to customers to obtain quick turnaround time on receiving signed disclosures back from borrowers/customers.
4. Guide the customer through the application process.
5. Request specific documentation for review and reach out to borrower to obtain these documents.
6. Review all documents received to be sure package is complete and address any missing documentation with loan officer and borrower.
7. Update/upload all pertinent documentation to Loan Origination system and keep all information in system up to date.
8. Submit loans to processor notating what is missing and what has been requested.
9. Follow loan to ensure timely closing.

This position requires a high school diploma or GED, and two years of relevant administrative support experience in a mortgage lending environment.  The ideal candidate will be familiar with the guidelines for all types of mortgage loans including Freddie Mac, Fannie Mae, FHA, VA, and RIHMFC.  This position requires high attention to detail, strong organizational skills, the ability to multi-task, working independently with a sense of urgency, and the ability to use the Microsoft Office suite and CRM.  Effective communication and interpersonal skills are required.  This position will be hybrid and requires NMLS registration.     

Our employees enjoy a comprehensive benefits package, which includes health and welfare benefits, paid time-off, work-life program, and a 401(k) plan.  We believe employees who are valued, recognized, rewarded and empowered, will achieve personal and professional growth. Apply today and find out why we have been voted one of the Best Places to Work in Rhode Island since 2011! 

The Washington Trust Company, and each of its subsidiaries and affiliates are committed to cultivating and promoting a diverse and inclusive workforce. We seek to provide an environment of equal employment opportunity and advancement to all employees and applicants. It is our policy to provide equal employment and advancement opportunities without regard to race, color, ethnicity, age, religion, gender, pregnancy/childbirth, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, or any other category protected by federal, state and/or local laws. Click Here to view the EEOC "Know Your Rights" notice and Click Here to view the "Pay Transparency Nondiscrimination Provision".